There are various scams that come via your telephone.
- The caller asks, “CAN YOU HEAR ME?” If you answer “Yes,” the scammer can use your recorded voice to make purchases which will be billed to you. Don’t answer the question. Hang up.
- The caller says, “Hey Grandpa (or Grandma), this is your favorite grandson/daughter!” They expect you to use a grandchild’s name, which they then use in the conversation. They explain they are in trouble at some distant location and need you to send money (usually 3 or 4 thousand dollars). Don’t reveal a grandchild’s name and simply hang up.
- The caller may pretend to be a law enforcement officer checking up on why you did not respond to a jury summons and now have a summons issued for your arrest. He/she will offer their help to resolve the matter and instruct you to purchase Pay Pal cards of certain amounts, go to the County Courthouse, turn in the cards and receive a cashier’s check in return. He/she will then ask that you scratch off the number of each card and read them the number so they can expedite the process for you. If you give them the number(s), they will redeem the card and you will be left “holding the bag.”
- The caller will identify themselves as an IRS agent. Even the caller ID may show “IRS.” They will instruct you to reveal Social Security Numbers, bank accounts, credit card numbers or other information they can use to empty your bank accounts, make charges to your credit cards, etc. The IRS will NEVER contact you via telephone and ask for private information. Simply hang up.